Welcome to Oriogun Capital
Welcome to Oriogun Capital where our commercial bankers tailor custom solutions to your project. With 20 years of extensive experience in both the residential and commercial space, we have the financial solutions for you.
Whether you are looking for a “Fix and Flip”, New Construction, DSCR or any Commercial vertical, we offer some of the most aggressive leverage and rates. Our connectivity to both residential and commercial space, allow investors to gain access to a combination or products that have enable more leverage, less down payment which results in greater revenues.
Some of our products offer as little down as 6 1/2% while enjoy the benefits of financing the entire rehab. Similarly, some New Construction products also feature a true no downpayment option. We offer some of the lowest rates on DSCR (rental loans) to maximize your cash flow. We look forward to tailoring a financial solution to your very unique circumstance.
Options and Solutions
Gain access to the capital you need to move forward with your project profitably.
Tell us your story.
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
How it Works
Gain access to the capital you need to move forward with your project.
Frequently Asked Questions
Hard money loans, unlike traditional bank loans, hinge on the property’s value used as collateral, rather than solely on your financial status. Although these loans often come with higher interest rates, they hold significant appeal for real estate investors. This is because they boast faster closing times, offer flexible terms, and can be repaid swiftly to minimize expenses, thereby facilitating quicker business expansion.
Below are some additional advantages associated with hard money loans:
Swift Access to Capital: Hard money loans provide quick access to capital, enabling investors to seize opportunities promptly.
Flexible Terms: These loans come with a range of repayment schedules and durations, allowing borrowers to tailor the terms to their specific needs.
High Loan-to-Value (LTV) Ratio: Depending on the property’s value and renovation budget, hard money loans can finance up to 90% of the project, providing substantial funding.
Potential for Enhanced Benefits: Building a relationship with the same lender may lead to additional advantages, such as reduced origination fees and interest rates, making it even more attractive for long-term investors.”
Appraisals vary on your financing needs. We do not require appraisals on bridge loans, but we do require them for rental loans.
We provide short term financing, bridge loans, and rental property loans.
Fix & Flip Programs can close in as little as 7 days. Permanent loan programs can take as few as 15 days and up to 45 days. For an accurate timeline based on your specific needs contact us directly.
Still Have Questions?
If you can’t find an answer to your question in the FAQs above, you can always contact us and we’ll respond ASAP.
