Welcome to Oriogun Capital
Welcome to Oriogun Capital, a trusted direct lender where our commercial bankers specialize in crafting custom financial solutions designed to fuel the success of your projects. With over 20 years of extensive experience in both residential and commercial real estate, we provide the expert financial support that drives results.
Whether you’re pursuing a “Fix and Flip,” New Construction, DSCR, or any commercial venture, we offer some of the most competitive leverage and rates in the industry. Our deep connectivity across both the residential and commercial sectors allows investors to access a unique blend of products that maximize leverage, reduce down payments, and ultimately boost revenues.
Thanks to Oriogun Capital’s unique positioning in the market, we are able to offer 100% financing on DSCR loans for seasoned investors, giving you the flexibility and confidence to scale your portfolio with minimal upfront capital. For instance, some of our products require as little as 6 1/2% down while financing the entire rehab cost. We also offer New Construction solutions with true no down payment options, and some of the most attractive rates on DSCR (rental loans) to help maximize your cash flow.
At Oriogun Capital, we are committed to tailoring financial solutions that meet the unique needs of each investor. Let’s work together to unlock the full potential of your next investment.
Options and Solutions
Gain access to the capital you need to move forward with your project profitably.
Tell us your story.
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
How it Works
Gain access to the capital you need to move forward with your project.
Frequently Asked Questions
Hard money loans, unlike traditional bank loans, hinge on the property’s value used as collateral, rather than solely on your financial status. Although these loans often come with higher interest rates, they hold significant appeal for real estate investors. This is because they boast faster closing times, offer flexible terms, and can be repaid swiftly to minimize expenses, thereby facilitating quicker business expansion.
Below are some additional advantages associated with hard money loans:
Swift Access to Capital: Hard money loans provide quick access to capital, enabling investors to seize opportunities promptly.
Flexible Terms: These loans come with a range of repayment schedules and durations, allowing borrowers to tailor the terms to their specific needs.
High Loan-to-Value (LTV) Ratio: Depending on the property’s value and renovation budget, hard money loans can finance up to 90% of the project, providing substantial funding.
Potential for Enhanced Benefits: Building a relationship with the same lender may lead to additional advantages, such as reduced origination fees and interest rates, making it even more attractive for long-term investors.”
Appraisals vary on your financing needs. We do not require appraisals on bridge loans, but we do require them for rental loans.
We provide short term financing, bridge loans, and rental property loans.
Fix & Flip Programs can close in as little as 7 days. Permanent loan programs can take as few as 15 days and up to 45 days. For an accurate timeline based on your specific needs contact us directly.
Still Have Questions?
If you can’t find an answer to your question in the FAQs above, you can always contact us and we’ll respond ASAP.
