DSCR Loans: Invest in Rental Properties with Ease
Are you a real estate investor looking to grow your rental property portfolio without the hassle of traditional income verification? Our DSCR (Debt Service Coverage Ratio) loans are designed to help you achieve your investment goals with ease and flexibility.
What is a DSCR Loan?
A DSCR loan is a type of investment property loan that uses the rental income of the property to qualify for the loan, rather than your personal income. This means you can qualify for a loan based on the cash flow of the property, rather than your own income or credit score.
Loan Options and Terms
We offer a flexible range of loan options and terms to tailor to your unique investment needs:
- Down to 620 FICO
- Maximum loan amount $3,500,000
- 1-4 family properties and condominiums permitted
- Low as 11% down payment
- Non-warrantable condominiums permitted
- 85% LTV for purchase, rate & term refi
- 75% LTV for cash-out refi
- Gift funds allowed
- Short-term lease, including Airbnb, VBRO, on purchase and refi
Get started today!
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
Why Choose Our DSCR Loans
Investing in real estate can be a profitable endeavor, but securing the right financing is essential to making your investment work for you. That’s where our DSCR loans come in – tailored to help you acquire and manage income-producing properties with ease. Here are just a few advantages of choosing us as your lending partner:
Unlock the Full Potential of Your Investments with Oriogun Capital's Business Line of Credit
Oriogun Capital’s business line of credit offers a comprehensive investment strategy in one place, providing flexible funding for new investments, unexpected expenses, and market opportunities. With on-demand access to your equity, you can manage your investments and respond to market shifts with confidence.
We’ve streamlined our DSCR loan process to ensure a quick and hassle-free experience. Here’s what you can expect:
We’re committed to making the loan process as smooth and efficient as possible, so you can focus on what matters most – growing your business and achieving your investment goals.
Get Started with a DSCR Loan Today!
Get started today and experience the difference for yourself. Apply today and experience the the ease and flexibility of investing in rental properties with our streamlined process. Our expert team will be with you every step of the way, providing tailored support to help you achieve your goals.
Frequently Asked Questions About Oriogun Capital DSCR Loans
A DSCR (Debt Service Coverage Ratio) loan is a type of investment property loan that allows borrowers to qualify based on the property’s cash flow rather than their personal income. Oriogun Capital’s DSCR loans offer flexible terms and options to fit your investment strategy.
We offer both fixed and adjustable interest rates for our DSCR loans, giving you the flexibility to choose the option that best fits your investment goals.
Our DSCR loan terms range from 5 to 30 years, allowing you to choose a loan term that aligns with your investment strategy and cash flow needs.
We offer both interest-only and amortizing loan options for our DSCR loans, giving you the flexibility to manage your cash flow and repayment schedule.
Our DSCR loan amounts range up to $5 million, making us a reliable partner for investors of all sizes.
Our DSCR loans can be used for a variety of investment properties, including single-family residences, apartments, and commercial buildings.
To qualify for a DSCR loan, you’ll need to provide financial documentation, including the property’s cash flow and income statements. Our loan officers will guide you through the application process and help you determine if a DSCR loan is the right fit for your investment strategy.
You can apply for a DSCR loan with Oriogun Capital by submitting an online application or by contacting one of our loan officers directly. We’ll guide you through the application process and provide you with a personalized loan solution.
Investors can use DSCR loans to finance a rental property without having to provide personal income documentation. This can be especially helpful for investors who have a high debt-to-income ratio or who are self-employed. DSCR loans can also be used to finance a large portfolio of rental properties, allowing investors to scale their business quickly and efficiently. Additionally, DSCR loans can provide a competitive advantage in the market by allowing investors to act quickly on a deal without having to worry about personal income qualifications.
Still Have Questions?
If you can’t find an answer to your question in the FAQs above, you can always contact us and we’ll respond ASAP.
